Sources & further reading
These are primary sources, established data vendors, or canonical specifications we referenced or cross-checked while writing this page.
- Federal Reserve — Consumer Credit G.19 — Authoritative data on US consumer credit — useful reference for card APR ranges.
- Visa — Interchange Rates — Primary source for interchange schedules that back card fee analysis.
- CoinGecko — Live token prices used for crypto-card spending conversions.
- DefiLlama — Reference source for protocol TVL and on-chain DeFi metrics.
Crypto Cashback Calculator
Enter your monthly spending by category and select up to five cards to compare. See exactly how much cashback each card would earn based on your real spending habits.
Monthly Spending by Category
Select Cards to Compare (up to 5)
Cashback Comparison
Monthly
$40.00
Yearly
$480.00
Groceries
2%
Dining
2%
Gas
2%
Travel
2%
Other
2%
Monthly
$34.00
Yearly
$408.00
Groceries
2%
Dining
3%
Gas
1%
Travel
1%
Other
1%
Monthly
$20.00
Yearly
$240.00
Groceries
1%
Dining
1%
Gas
1%
Travel
1%
Other
1%
Crypto.com Visa (Ruby Steel, 2%) earns you $240.00 more per year than Coinbase Card (1% BTC) based on your spending.
Note: Cashback rates shown are the advertised rates for each card and tier. Actual rates may vary. Some cards require staking or paid subscriptions for the rates shown. This calculator does not account for conversion spreads, annual fees, or staking costs.