Lending Rate Comparison
Find the best supply and borrow rates across 8 major DeFi protocols. Compare APYs, TVLs, and risk profiles in real-time.
π― Best Rate Finder
Filters
| Protocol | Chain | Supply APY β | Borrow APY | Collateral Factor | Risk |
|---|---|---|---|---|---|
Benqi Est. 2021 | Avalanche | 6.20% | 8.30% | 75.0% | β SAFE |
Venus Est. 2020 | BSC | 5.10% | 7.20% | 70.0% | β SAFE |
Euler Est. 2022 | Ethereum | 4.10% | 6.20% | 70.0% | β UNAUDITED |
Morpho Est. 2022 | Ethereum | 3.90% | 5.70% | 85.0% | β SAFE |
Aave Est. 2018 | Ethereum | 3.20% | 5.10% | 82.5% | β SAFE |
Spark Est. 2023 | Ethereum | 2.80% | 4.60% | 80.0% | β SAFE |
MakerDAO Est. 2015 | Ethereum | 2.40% | 3.80% | 65.0% | β SAFE |
Compound Est. 2018 | Ethereum | 2.10% | 4.30% | 75.0% | β SAFE |
Protocol Overview
Aave
Compound
MakerDAO
Venus
Benqi
Spark
Morpho
Euler
Understanding the Metrics
Supply APY
Annual percentage yield earned on your supplied assets. Higher rates are better for lenders but may indicate higher risk.
Borrow APY
Annual percentage cost of borrowing assets. Lower rates are better for borrowers. Include fees and interest accrual.
Collateral Factor
The percentage of your deposit that can be borrowed against. Higher factors mean more leverage but higher liquidation risk.
Risk Indicators
Combines audit status, time in market, and insurance coverage. Certified audits and insurance reduce liquidation risks.
This data is simulated and for educational purposes only. Always verify current rates on protocol websites before making investments. DeFi is experimental and carries significant risks including smart contract vulnerabilities, liquidation, and protocol failures. Not financial advice. Do your own research.