💰 Stablecoin Yield Tracker
Best Stablecoin Yields — March 2026
Compare yield-bearing stablecoin rates across sDAI, USDY, sUSDe, USDM, and 15+ yield sources. Find safe, high-yield stablecoin opportunities with our real-time tracker.
Data via DeFiLlama & protocol APIsUpdated March 2026
15
Stablecoins
$51.5B
Total TVL
6.16%
Avg APY
4
Chains
Chain
Risk Level
Type
Showing 15 of 15 stablecoins
⭐
USDC
USDC-Stargate
StargateDeFi-Native
9.20%
Current APY
TVL
$340M
Chain
Arbitrum
High RiskCross-chain bridge transfer fees
Cross-chain bridge transfer fees
7d Change
+1.80%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →💎
USDC
USDC-Morpho
Morpho BlueLending
8.60%
Current APY
TVL
$2.8B
Chain
Ethereum
Medium RiskP2P matching on lending pools
P2P matching on lending pools
7d Change
-0.40%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →💧
USDC
USDC-Fluid
FluidLending
7.80%
Current APY
TVL
$620M
Chain
Ethereum
Medium RiskSmart collateral lending + DEX LP
Smart collateral lending + DEX LP
7d Change
+2.50%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →🔮
USDC
USDC-Yearn
Yearn FinanceDeFi-Native
7.40%
Current APY
TVL
$890M
Chain
Ethereum
Medium RiskAuto-rotating yield strategies
Auto-rotating yield strategies
7d Change
+0.60%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →♻️
crvUSD
crvUSD
CurveDeFi-Native
6.30%
Current APY
TVL
$1.5B
Chain
Ethereum
Medium RiskCurve's native stablecoin yield
Curve's native stablecoin yield
7d Change
+0.45%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →👻
USDT
USDT-Aave-Arb
Aave V3 ArbitrumLending
6.10%
Current APY
TVL
$4.2B
Chain
Arbitrum
Low RiskL2 lending with lower gas costs
L2 lending with lower gas costs
7d Change
+0.80%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →🔵
sDAI
sDAI
Spark/SkyTreasury-Backed
6.00%
Current APY
TVL
$8.2B
Chain
Ethereum
Low RiskDAI Savings Rate set by MKR governance
DAI Savings Rate set by MKR governance
7d Change
+0.15%
KYC
Not Required
Min Deposit
0.01 DAI
✓ Audited
Earn Yield →🔷
USDC
USDC-Compound
Compound V3Lending
5.80%
Current APY
TVL
$2.1B
Chain
Base
Low RiskComet market lending on Base L2
Comet market lending on Base L2
7d Change
+0.10%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →🏦
USD0++
USD0++
Usual ProtocolTreasury-Backed
5.80%
Current APY
TVL
$680M
Chain
Ethereum
Medium RiskBond-style Treasury-backed yield
Bond-style Treasury-backed yield
7d Change
+0.12%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →⚡
sfrxUSD
sfrxUSD
FraxDeFi-Native
5.50%
Current APY
TVL
$1.1B
Chain
Ethereum
Medium RiskBenchmark Yield Strategy across sources
Benchmark Yield Strategy across sources
7d Change
+0.32%
KYC
Not Required
Min Deposit
1 frxUSD
✓ Audited
Earn Yield →👻
USDC
USDC-Aave
Aave V3Lending
5.20%
Current APY
TVL
$12.8B
Chain
Ethereum
Low RiskVariable lending rate from borrowers
Variable lending rate from borrowers
7d Change
-0.30%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →🟣
sUSDe
sUSDe
EthenaSynthetic
5.00%
Current APY
TVL
$5.8B
Chain
Ethereum
Medium RiskHedged crypto collateral + funding rates
Hedged crypto collateral + funding rates
7d Change
-0.20%
KYC
Not Required
Min Deposit
1 USDe
✓ Audited
Earn Yield →🏔️
USDM
USDM
Mountain ProtocolTreasury-Backed
5.00%
Current APY
TVL
$420M
Chain
Ethereum
Low RiskRebasing token backed by US Treasuries
Rebasing token backed by US Treasuries
7d Change
+0.08%
KYC
Required
Min Deposit
$1000
✓ Audited
Earn Yield →♻️
3CRV
3CRV
CurveDeFi-Native
4.50%
Current APY
TVL
$8.9B
Chain
Ethereum
Medium RiskStablecoin LP trading fees + CRV rewards
Stablecoin LP trading fees + CRV rewards
7d Change
-0.20%
KYC
Not Required
Min Deposit
$1
✓ Audited
Earn Yield →🟡
USDY
USDY
Ondo FinanceTreasury-Backed
4.25%
Current APY
TVL
$1.2B
Chain
Multi-chain
Low RiskShort-term US Treasuries + bank deposits
Short-term US Treasuries + bank deposits
7d Change
+0.05%
KYC
Required
Min Deposit
$100
✓ Audited
Earn Yield →Low Risk
Established protocols with multi-year track records, audits, and deep liquidity. Suitable for most conservative investors.
Examples: sDAI, USDC on Aave/Compound
Medium Risk
Solid protocols with some additional risk — newer deployments, algorithmic mechanisms, or multi-step yield sources.
Examples: sUSDe, Yearn vaults, Morpho, Curve LP
High Risk
Higher yield potential with higher risks — bridge protocols, novel mechanisms, or concentrated exposure.
Examples: Stargate, cross-chain bridges
⚠️ Disclaimer: APY rates are approximations based on March 2026 data and change frequently. Stablecoin yields carry smart contract risk, protocol risk, and market risk — including potential loss of funds. This is not financial advice. Always conduct your own research and never invest more than you can afford to lose. Rates and data are updated regularly but may not reflect real-time conditions.